Mark Burnett - Chemical Casualties (Ep. 93)

Mark Burnett’s father was stationed at camp Lejeune back in 1957. As Mark put it, he was conceived in-utero and born in Camp Lejeune. His family stayed there for two more years. Before moving the cherry point, but that did not get him away from the contamination. After his diagnosis, Mark spent months sifting through thousands of pages of old news papers to identify as many people as he could who may have been impacted by Camp Lejeune's contaminated water. In this episode, we discuss Mark's story, details of Camp Lejeune's water contamination and the ongoing litigation with details on how you can get involved. Learn more at https://chemicalcasualties.com/ If you find a name you want to gather evidence for, use the CODE M27QUXBY FOR 33% OFF

Joe Malone - Staying Lethal (Ep. 88)

Joseph Malone is a former Marine Special Operations Command (MARSOC) Marine with seven total deployments who's now on a mission as a personal safety consultant. Join us as we delve into Joseph's journey in and out of the military TWICE, what made him try out for MARSOC and what ultimately helped him put the pieces of his life back together after transition. Joe now operates his own business teaching others how to protect themselves and the ones they love. Discover the essence of the "Lethality Lifestyle" as Joe advocates, for self-defense skills, positive mindset, and discipline for collective empowerment and peace. Connect with Joe: https://www.instagram.com/joseph_malone_official/ Joe Malone Training: https://joemalonetraining.com/

Jason Burds - Navigating Identity & Entrepreneurship (Ep. 92)

I was recently a guest on Talia Rhea's podcast (who was on episode 16 of my show). Please enjoy the discussion we had on military transition, career pivots, leadership and much more. What does it mean to you reinvent yourself? What are the lessons to be learned from running your own business? In this episode, Talia sits down with USMC veteran and real estate appraiser, Jason Burds, to talk all things entrepreneurship, pivoting careers, and why identity is often the most neglected component of a military (and major life) transition.

Blake Daily - Air Force Officer to Boutique Hotel Investor (Ep. 91)

Blake Dailey is an Air Force Veteran turned entrepreneur and real estate investor. Blake attended the USAFA from 2015-2018 where he played football as a middle linebacker. Early in his Air Force career as a Contracting Officer, Blake started investing in real estate with a single Airbnb unit and has, over the last five years, scaled his business to operate in four states with a team of 30 employees, both virtual and domestic. He now manages over 150 short-term rental (STR) listings, generating an annual income of $3 million. Blake shares his expertise on growing and scaling STR businesses to earn passive income and offers investment opportunities for passive investors seeking similar success. Connect with Blake: Website: https://blakedailey.com/ YouTube: https://www.youtube.com/@BlakeDailey IG: https://www.instagram.com/blakejdailey/ Other Resources: https://www.bestplaces.net/

Lisa Benson - From the Battlefield to Business (Ep. 90)

In this episode, we sit down with Lisa Benson, an Army veteran who transformed personal and professional adversity into a story of triumph. After enlisting in 2000 to overcome financial hardship and pay for college, Lisa navigated the challenges of deployment, returning home to pursue a career as a massage therapist dedicated to helping fellow veterans. With a Bachelor's in Management and a Master's in Public Administration, Lisa then sought to impact the VA, but found a more fulfilling path as an entrepreneur, founding DeBella DeBall Designs to support veteran-owned businesses. Join me as we explore Lisa’s journey through PTSD, the therapeutic world of roller derby, and the invaluable veteran programs like Team RWB, The Pink Berets, and the VA's Vocational Rehabilitation and Employment program. This episode is a testament to resilience, the power of community, and the enduring Veteran spirit.

Connect with Lisa:

Website: www.debelladeball.com

LinkedIn: https://www.linkedin.com/in/lisa-benson-12dbdb 

IG: https://www.instagram.com/debelladeballdesigns/ 

Other Resources:

Team RWB: https://teamrwb.org/ 

The Pink Berets: https://thepinkberets.org/ 

Video on VR&E: https://www.youtube.com/watch?v=Dj_786kQm2s 

4 Crucial Lessons I Learned After Buying a Business | What No One Tells You

Two months ago, I took the leap and bought a business. Here are the first four things I’ve learned that no one tells you about being your own boss: - Being Your Own Boss Isn’t Total Freedom While it’s great to be in charge, it doesn’t mean you can do whatever you want. Unlike before, I can’t completely detach even on vacations. - The Challenge of Too Little Work Stressing over too little work is a new experience. As an employee, slow periods didn’t bother me. Now, the financial pressure is real, and I’d rather be too busy than not busy enough. - Mindset Shift as an Owner Ownership changes your perspective. Productivity, profitability, and resources become your primary focus. It’s a good shift but beware of becoming a micromanager. - Work Becomes More Enjoyable There’s a unique thrill in knowing your hard work directly impacts your success. It’s more fun and exciting to “eat what you kill,” but it requires a different way of thinking.

My VR&E Story

I used VR&E to get a master's degree, but that's not how I started...At first I thought I was going to use it for an accelerated BSN. But right before starting, I switched over to completing my MS in Project Management. We don't all go in straight lines...I was surprised at the work required to apply for and be approved for VR&E. Here is what I learned. VR&E Application Assignment includes: Career Exploration Guide: - Find 10-15 job postings for the career you are pursuing in your area that required the degree you want - Include school curriculum for the program you want to do - Discuss your disability restrictions for said career path and how your injuries relate to your current role vs desired role - Discuss job postings and if you’re willing to move, need anything extra etc. - Answer several questions about your current role, desired role and VA ratings - Research 2-3 schools with a program that you could attend to complete goal - WRITE a career proposal about your research and why you want to pursue said job This isn't as straightforward as applying to use the GI Bill. Good luck!

David Hopkins - Stepping on an IED, 8 years of school & VR&E Benefit (Ep. 89)

In this episode of, we delve into the gripping journey of David Hopkins, a former Marine Corps Infantryman who enlisted on a five-year contract to escape his turbulent past. On a kinetic Afghanistan deployment with 3rd Battalion 5th Marines, David faced the horrors of combat just three weeks into his deployment when he stepped on an IED. But David's story doesn't end on the battlefield. Despite his intense experiences, he refused to let his dreams crumble in the dust. Through sheer determination and the support of programs like the GI Bill, VR&E, and VA Disability, David embarked on a grueling eight-year mission to carve out a new path for himself. Tune in as David shares his remarkable journey from the frontlines of war to the halls of academia, where he pursued a degree in Mechanical Engineering against all odds. His story is a testament to the resilience of the human spirit and the unwavering resolve to persevere, no matter the obstacles. David shared the following video taken during Afghanistan deployment: https://www.youtube.com/watch?v=wObO3xb_OdQ

Bill Fulton - Veteran Owned Business & FREE Government Surplus

Bill spent 8 years in the Army Infantry. After a disabling injury Bill opened his own security company and retail store selling military and survival products in Alaska. It was during this time that he began working with the FBI and other law enforcement agencies initially in undercover operations and later as an analyst specializing in counter domestic terrorism. Bill was also involved in the getting the Veteran Small Business Enhancement Act passed to allow certified veteran owned businesses to benefit from government surplus equipment. Bill currently spends his time on a small holistic, sustainable farm in New England with his wife and two children. 

Connect with Bill: https://www.instagram.com/dzbillfulton/?hl=en

Bill's book "The Blood of Patriots"

What the heck am I doing?

Trying to recreate the momentum I had. No editing, just action. Hope you all are well.

Adit Shah - Working for FREE during Navy Transition | Ep 86

Adit Shah is a real estate devemoper and private equity syndicator. After separating honorably from the US Navy, he worked for a developer for FREE for 1 year which led to him founding Housebender Inc, his own development company. Adit also co-founded Tempest 22, a private equity company which raised $3.2M and acquired $18M in assets in under 1 year.

Connect with Adit:

Instagram: https://www.instagram.com/housebender/

Website: https://housebender.com/

Don't Waste Your GI Bill

A lot of veterans find themselves struggling academically after they leave the service. There are a myriad of problems that can come from failing classes while using your GI Bill. After 3 degrees, I have compiled my tried and true methods to ensure success in every college class. Hope these help!

Bill Gureck - From Enlisted Sailor to U.S. Naval Academy | Ep 85

Tune in to hear Bill's story - how/why he enlisted in the Navy and ultimately found a back door entry into the U.S. Naval Academy. Bill shares details on how to replicate this path, details no one talks about, flight school upset and Navy life as a whole.

GI Bill for National Guard & Reservist | How to Get 100%

If you joined the National Guard or Reserves, you're not going to want to miss out on the opportunity that is the Post 9/11 GI Bill. While it's nearly a guarantee for active duty veterans, it's far from a guarantee for National Guard and Reservists.  

Some order count for eligibility and some don't. If you serve 90 days of qualifying orders, you'll receive 50% of the GI Bill. If you serve 36 months of qualifying orders, you'll receive 100% of the benefit and there are incremental eligibility levels in-between. Stay tuned to learn the specifics.

Free Graduate School for Mental Health Professionals | 'Readjustment Counseling Service Scholarship'

If you're considering going to graduate school to become a counselor, this could be the perfect opportunity for you!  2 years of free graduate school in exchange for guaranteed employment and an adventurous place to live?  Sounds like a deal!  

For more info: https://www.vetcenter.va.gov/Vet_Center_Scholarship_Program.asp

Douglas James - Military Side Hustle to Full Time Entrepreneur | Ep 84

As a highly-successful entrepreneur, Douglas James has seen over-and-over how fellow business owners have amazing ideas which deserve to succeed. This knowledge inspired Douglas to empower budding entrepreneurs on how to acquire, close and retain amazing clients, so they can finally experience the lives of their dreams.  

Douglas decided he wanted to help others to succeed during his time in the Navy. In 2015, he was deployed on a humanitarian mission that allowed him to assist some of the most impoverished communities in the world. It was then and there that Douglas knew he wanted to live his life with great purpose and do everything he can to raise others up.  

After returning home, Douglas launched his career as an entrepreneur and immediately experienced the power of certain digital marketing and advertising techniques and how they can positively impact virtually any business.  

Douglas also immersed himself in the world of Facebook Ads and YouTube Ads, learning all he could about this effective marketing platform to reach global audiences. He has used Facebook Ads to help numerous local businesses to succeed, and then expanded his scope to online coaching so he can help other business owners do the same. Known as “The High-Ticket Client Guy”, Douglas has already trained and coached over 5,000 entrepreneurs on how to turbo-charge their earning potential with his proven sales and marketing strategies.  

Douglas James has been aired on Live TV and featured in major publications like FOX, Entrepreneur, Yahoo, NBC and ABC to name a few. He is a 2-Time Inc. 5000 Entrepreneur, meaning that his company is one of the fastest growing companies in the United States today. Douglas will never forget his time working with the people of Papua, New Guinea and other countries, many of whom were lacking basic essentials like shoes. As a result, he focuses on being a for purpose business, giving back to non profits like Pencils of Promise who build schools for kids in Mexico and RIP Medical who eradicate Military and Veteran Medical Debt.  

Connect with Douglas 

Linktree  

Military Wealth Summit 

Combat to College with John Davis | Ep 83

Staff Sergeant John H. Davis is a decorated combat veteran with two tours in Afghanistan. John is a veteran advocate, Harvard Graduate and author of Combat to College. Every service member that is preparing to get out, or is already out using their GI Bill, needs to hear what John has to say.

Find John’s book here  

Does GPA Matter for Veterans Using the GI Bill?

There is a lot of pressure to maintaining good grades while in college, but is it really worth the effort?  It all depends on how competitive your goals are. The more competitive, the more things like your GPA matter. Either way, a ding to your GPA isn't the end of the world.

I transitioned from the military twice | These will determine your success

After separating from the military twice, I narrowed down the two most important factors for a successful transition.  The sooner you start working on these, the better prepared you will be to move from the military sector to civilian. 

Build that runway!

Ep 82 - Maximizing Education Benefits with Kyle Finseth

Kyle joined the Marine Corps in 2011 and worked as a helicopter mechanic as part of HMX, the presidential helicopter squadron. After 5 years of being on call and traveling the world, Kyle called it quits after his first contract. Following his enlistment, Kyle returned to the midwest to finish his college education. Like most others, Kyle began his exit using the GI Bill, that is until he learned about VR&E. Since then, Kyle has been able to get his private pilot's license, study abroad, move on to grad school and continue maximizing his benefits 6 years later. Kyle is also the only person I have ever met who has kept track of how much the VA has paid him/schools towards his education... Listen to the full episode to find out how much he's earned via his education benefits.  

Connect with Kyle on LinkedIn  

Ep. 81 - Double Paychecks with Ali Garced

Ali is a commissioned USAF officer - despite obtaining the rank of Major and being over halfway to retirement, she’s on her way out of the Air Force. Throughout the episode we talk about why Ali joined the military in the first place, failing out of pilot training and the impact it had on her and how she found the career of her dreams.  We also talk about how she was able to double her paychecks during the last year of her military career and how that has prepared her for the infamous military transition.

Connect with Ali

Youtube: https://www.youtube.com/channel/UCwr0AabqTv5QGEw05mNhoCw

IG: https://www.instagram.com/ali_the_agent/

Tiktok: https://www.tiktok.com/@ali_the_agent

Build Credit the Easy Way | Year One

Building credit early will provide lower mortgage rate later on when you use your VA loan to buy a multi-unit property. Lower interest rate means you save money on a mortgage payment. Lower mortgage payment on a multi-unit means you make more money. It's that simple.  

Start early, use responsibly, and follow my three credit card rules.

Ep. 80 - Army Transition Grants with CSM (Ret.) Scott Wilder

Scott is a recently retired Army Command Sergeant Major with 30 years of military service. After his military retirement, Scott started working for Army Emergency Relief (AER) and has been doing amazing things to help current and transitioning service members. This episode highlights the benefits of Career Skills Program (CSP) for transitioning veterans and how any and all soldiers who participate in CSP are eligible for grant money - this can cover moving expenses, tools, uniforms, etc. - ranging from $500-$1500! Scott shares so much valuable information about applications, timelines, and everything else you need to know about the grants available through AER.

Connect with Scott

[email protected]

Army Emergency Relief

Ep. 79 - League of Veterans with David Fisher

David grew up in San Francisco and commissioned via OCS while attending Princeton University. He served as an artillery officer in the Marine Corps and completed two deployments before separating in 2021. In this episode, we focus on David’s creative pursuits and his encouragement for other veterans to do the same. We talk about the community David is building known as League of Veterans and how he hopes to get veterans involved in the NFT space and to ultimately provide grants and scholarships for veterans pursuing their creative passions.   

Connect with David: 

Twitter

Instagram  

Start Preparing ASAP | Focus on these 4 things year ONE of your contract

The habits your build early in your military career have a massive impact on how your transition plays out. Start your first year in the military by building strong habits that will pay dividends in the future.

How NOT to transition | 5 Steps for a miserable exit from the military

Despite this being a joke, I regularly see people take these steps when transitioning out of the military. If you want to make it hard on yourself, follow these steps.

Choose Your State Carefully | Chapter 1606 GI Bill

Not every state as equal benefits for its guard members. Some states offer as little as $4,500/year towards tuition, while other offer a tuition waiver that allows you to attend school for free as long as you're in the guard.  The guard unit you  you join has a massive impact on your overall ability to achieve your educational goals affordably.   Combining the state education benefits with the federal Chapter 1606 Selected Reserve Montgomery GI Bill can really set you ahead.

What happens if I fail a class using the GI Bill? | Fail vs. Withdraw

You have two choices if you're failing a class using the GI Bill. Either you drop the class, or you keep going and take the F.  Don't miss the dangers of both of these options.

Listen to this BEFORE buying a Multi-Unit with your VA Loan

Before you buy your first investment property with the VA Loan, it is critical to make a list of what you DO and DO NOT want in your property.  

The more you can define your criteria the better.  

Make sure your deal is going to make you money! Use www.rentometer.com to find out if the deal is a good investment or not.

VA Loan | This can make you RICH

The VA Home Loan is arguably the most valuable benefit for veterans if used correctly. The standard method if getting into home ownership is proving harder and harder. The VA loan allows you to get into a home without paying 20% down or hundreds of dollars a month in PMI.  

The best part - the VA loan can be used to purchase a property with 1-4 units, giving you the opportunity to become a real estate investor with nearly no money out of your pocket.  

Ep. 78 - Student Loan Repayment Program with Juliet Lima

Juliet joined the Army National Guard after graduating from college in order to take advantage of the Student Loan Repayment Program, which offered to pay back up to $50,000 worth student loans!  

In this episode, Juliet and I discuss her experiences in the military to include pandemic relief missions, training, and the regular drill schedule. In addition to that, Juliet brings valuable advice to anyone considering taking advantage of the Student Loan Repayment Program. Learn what she learned over 6 years in the next hour.  

Enjoy!  

Check out Juliet's YouTube channel here

GI Bill Comparison Tool

Whether you're looking to use your GI Bill for college, studying abroad or getting your way into employment. This toll should be tried and tested to ensure your maximizing your GI Bill Benefit.

GI Bill Comparison Tool

Using the GI Bill Abroad

In this episode, we discuss the two ways to use your GI Bill abroad. There are:

1. Do a semester abroad while enrolled in an American University

2. Attend a foreign university for the entirety of you higher education.

There are pros and cons to both as well as warnings to be aware of. Going into this with the right information will help you get the most out of the opportunity.

As suggested in the episode, check out the GI Bill Comparison Tool

EP. 77 - Executive MBA with Victor Vichith

Victor is a first generation American. His parents fled a war-torn country in southeast Asia, so when he told them he was dropping out of college to join the Army, they weren’t exactly thrilled. Victor has spent over 13 years in the Army, between Active Duty and Reserves. We talk about his motives for joining, heavy lessons learned during the transition, civilian employment, and his current pursuit of an MBA at a top university. In this episode, Victor lays out step-by-step how he got accepted into a top 20 MBA program.

Connect with Victor

Linkedin  

Helpful Links

Subscribe to the Military Bottom Line YouTube Channel

Follow Military Bottom Line on Instagram

I'm starting Over...

I spent 4 years pursuing this and it didn't work out. Everything happens for a reason.

Thanks for sticking around and supporting me.

Non-Paid Work Experience Program | Don't Worry, You Get PAID

The Non-Paid Work Experience Program through VR&E is a great way to kickstart your career in federal, state or local government. Take advantage of this sure fire way to get hired and prove yourself once you're in.

Special Employer Incentive Program | VR&E Finish Line

The VA VR&E program provides eligible Veterans an opportunity to obtain training and practical hands-on experience concurrently through the Special Employer Incentives program. The VA  determines if a Veteran is eligible for the SEI program. Veterans approved for the SEI program are hired by participating employers. The SEI program is beneficial for both Veterans and employers.  

EMPLOYERS WHO HIRE VETERANS RECEIVE: 

• Reimbursement of up to 50 percent of the Veteran’s salary during the SEI program, which typically lasts up to 6 months, to cover: ™™

Expenses incurred for cost of instruction ™™

Necessary loss of production due to training status ™™         

Supplies and equipment necessary to complete training 

• VA-provided tools, equipment, uniforms and other supplies 

• Appropriate workplace accommodations based on individual needs of the Veteran 

• VA support during training and the placement follow-up phase, in order to assist with Veteran work or training-related needs  

VETERANS WHO PARTICIPATE IN THE PROGRAM RECEIVE: 

• Immediate income and benefits as an employee 

• Increased likelihood of being hired as a result of the SEI program 

• Valuable skills and learning in a practical setting that meets the employer’s specifications 

• Opportunity for continued employment following successful completion of the SEI program 

• One-on-one support from a VA Vocational Rehabilitation Counselor or Employment Coordinator to assist with training or work-related needs

Student LOAN FORGIVENESS for Veterans?! | Public Service Student Loan Forgiveness Program

The Public Service Student Loan Forgiveness Program has been around since 2007 and has updated to include military service as program eligible employment.  

Does this mean you should stay in the military to get your loans forgiven? Probably not.  

The program does not have a good record for accepting applicants. There are far better ways to go about getting your loans paid off.  

See article here 

VR&E | Independent Living Track

VR&E Independent Living track is for veterans with serious employment handicaps that need assistance with setting up their independent living needs. 

For more Info visit Here

USERRA Assistance | VR&E Reemployment Track

As service members, you are protected under the Uniformed Services Employment and Reemployment Rights Act (USERRA). However, this doesn't mean you will not run into trouble with your civilian employer as a result of your military service.  

It can be a difficult battle that you should not go at alone. If you need this assistance from VR&E, go ahead and apply.  

For more information and to apply, follow the link 

Just APPLY | VR&E - Rapid Access to Employment

Wondering how to get a job after the military? If you don't want to go back to school after you get out and prefer to go straight to work, this benefit is for you.  

Don't miss out on the opportunity of applying to and using VA benefits you have earned. Use VR&E and the Rapid Access to Employment track to get the help you need landing the job that will support you and your family. 

For more information Click Here

Become Your Own Boss | VR&E Self-Employment track

Veteran Rehabilitation and Employment has many tracks to assist veterans become independent. 

In this episode we discuss the Self-Employment Track.  If you are a veteran that DID NOT receive a dishonorable discharge and was rated at 10% or more by the VA, you are eligible for this program.  

This program assists eligible veterans start their own business and become self employed.  

For more information, check out the VA website

VR&E Regs

Use this BEFORE your GI Bill | VR&E

Veteran Rehabilitation and Employment is an incredible benefit with many updates. In this video we are going to focus on the Employment Through Long-Term Services track.  

Check out the VA site for more information on this benefit 

$6,500/YR TAX FREE

For veterans, submitting a FAFSA application can literally be the difference of a million dollars tax free.  

*** I am not a legal, finance or tax professional. All videos and information is for entertainment purposes only. Check with a legal or tax professional before acting on any entertainment from this channel.

LISTEN TO THIS BEFORE LEAVING ACTIVE DUTY | INDIVIDUAL MOBILIZATION AUGMENTEE (IMA)

The INDIVIDUAL MOBILIZATION AUGMENTEE (IMA), is an incredible way to continue service after your initial military contract.   

I stumbled on this opportunity when I met other IMA Marines that came down intermittently from their full time NY State Police jobs to avoid the winter months in upstate New York.  

The IMA offered tremendous flexibility to avoid active duty and the standard one weekend a month, two weeks a year schedule. As long as you meet the annual training requirements and maintain good relationships and accountability, you can use the IMA as employment while focusing on your civilian career or education.  

☎️ FOLLOW MILITARY BOTTOM LINE ON INSTAGRAM   

☎️FOLLOW ME ON INSTAGRAM 

From Active Duty to Guard or Reserve | Transition Secret

In this video were are going to discuss two routes for staying in the military directly after active duty. You can do this via the Army/Air National Guard or the military reserves.   

Some great reasons to go from active duty to national guard are as follows: 

-You want to serve local to your home of record (or a specific area) 

-You want to get a new MOS (military occupational specialty) 

-You want to take advantage of a national guard (state specific) education benefits 

-You’re ok with the one weekend a month, two weeks a year schedule 

-You want to take advantage of guard bumming (state activation, deployments, schools, etc)   

Some great reasons to continue serving in the reserves: 

-Going from active duty to the reserves can be a relatively seamless transition 

-You don’t want to change your MOS -You want to stay in your branch (this mostly applies to Navy, Marines and Coast Guard as crossing over may require relearning rank structure and culture) 

-You live near a reserve base or aren’t leaving the area of your last duty station  

BUT, the greatest reason of all, NO commitment!  

For those in their first contract, after 4 or 5 years of active duty, you will still have an IRR obligation. Within your IRR obligation, you have the ability to effectively ‘try out’ the reserves to see if you like it. At any point in time, you have the ability to drop back to the IRR with no consequences.   

At the end of the day, both are great options depending on what you’re looking for. Both allow you to keep serving and build federal time, both allow you to maintain adventure and travel/deployment opportunities (for better or worse) and both enable you to take advantage of healthcare needs and other insurances.  One of the biggest differences that MUST be pointed out is that if you go to the national guard - you will have a SIX YEAR COMMITMENT.   

Compare that to utilizing your already existing IRR obligation to try out the reserves in a branch and job you’re already familiar with with no obligation.  My recommendation and strategic play in this if you are considering keeping your foot in the door after active duty is to first spend some time in the reserves. Take advantage of the no obligation service and focus on school, a new career or whatever you left active duty to work on.   

At the point you’ve completed school or gotten settled into a career, you’ve likely made up your mind about continuing service. At this point, you’re more informed and know more about the guard/reserve life. You can now decide between getting out entirely, staying reserves or moving over to the guard without getting stuck in a 6 year contract.

Using the GI Bill Online | Pros, Cons & Strategy

Is it worth using your GI Bill for online programs?  

In this episode we're going to discuss the reality of using your veteran education benefits for online school.  

We'll cover: Who should and should not be using their GI Bill for online programs, Pros and Cons of using the GI Bill online, BAH, and Strategy on how to make the most of your GI Bill while using it online

5 Cheat Codes for Life Unlocked by Joining the Military

You will grow up!

The military will force you to leave your comfort zone and grow up, especially if you go active duty where you’re forced to leave home and all the comforts and security that you may have been used to.  

College (TA, GI Bill, etc)

While your counterparts will graduate highschool and go on to take out tens of thousands of dollars in debt to complete a college degree, you’ll get paid to go to school instead. Starting out your career/life with no student loans, will put you decades ahead of your peers. You can get paid to go to college while you’re in the military or you can get paid to go to college after you separate from the military. Either way, delaying college in order to do it for free is well worth it! 

Start earning ASAP

Again, while your counterparts will start earning a living at 22/23 years old in the hole $20-50k, you’ll start earning at 18 years old. When you begin earning at an earlier age from a position of no debt, this enables you to start investing earlier. While it may seem like nothing now, it could be the difference of hundreds of thousands of dollars when it comes time for retirement 

VA Loan

While your counterpart will be scrounging to save for a downpayment on a home, you will have the ability to get into your first home or better yet, rental property without having to worry about a down payment and you’ll be able to keep that retirement fund invested 

Camaraderie 

Hands down, you will make the best friends of your life. These relationships will be worth far more than any of the other benefits we discussed before.  

At the end of the day, I am a big advocate for joining the military and taking advantage of the cheat codes it offers. There is no better way for the average Joe or Jane American to get ahead financially and professionally at a young age.   

☎️ FOLLOW MILITARY BOTTOM LINE ON INSTAGRAM

☎️FOLLOW ME ON INSTAGRAM 

💰Get $10 FREE Bitcoin when you buy or sell $100 of Crypto 

The Hazlewood Act | STRATEGY

The Hazlewood Act is an incredible benefit offered to eligible veterans by the State of Texas. This program offers qualified Veterans, spouses, and dependent children with an education benefit of up to 150 hours of tuition exemption, including most fee charges, at public institutions of higher education in Texas. This does NOT include living expenses, books, or supply fees.  

For more information

Hazlewood Act FAQ 

Watch the Full Video on YouTube

These States Don't Charge Military Members State Income Tax | This Could Save You THOUSANDS

While some states don't charge income tax at all, others provide this as a military benefit. The state you pay income tax to is based on your home of record, not your residence.  Adjust your home of record before you join, or change your home of record while you're in to take advantage of this (be sure to consult a professional).  States that benefit military members with state income tax breaks: Arizona Arkansas Colorado* Connecticut* Idaho* Illinois Indiana* Iowa Kentucky Louisiana* Maine* Michigan Minnesota Missouri Montana New Jersey* New Mexico New York* Ohio* Oklahoma Oregon* Pennsylvania South Carolina* Vermont West Virginia  For more information : https://www.military.com/money/personal-finance/state-tax-information.html

Ep. 75 - Military Transitions, Opportunities and Resources with Chris Gonzales

Chris is a transitioning US Army Captain, MBA candidate with Rice University, tech entrepreneur, podcaster, fitness professional and an all around wealth of knowledge! Chris was raised in the projects of Salisbury, Maryland. He joined the Army National Guard and completed the simultaneous membership program, commissioning via Army ROTC as a logistics officer. Throughout this episode Chris and I discuss the steps he has taken to prepare himself for a career in tech. I learned a tremendous amount during this interview and I’m super excited to follow up on some resources that Chris mentioned today. Stay tuned for the whole episode, you wont regret it.

Connect with Chris

Email

LinkedIn 

Instagram

https://www.bareperformancenutrition.com/ - use “Gonzales” to save 10%

https://tmrwproject.com/ - use “Gonzales15” for 15% off - every purchase provides $5 toward clinic Research for depression/suicide prevention

Helpful Links

This week’s Most Influential Books 

Atomic Habits 

25 Hours a Day 

More information on awesome resources for continued education:

Tech Qualled

Breakline

Onward to Opportunity (O2O)

More information on free Veteran mentorship through Veterati 

Subscribe to the Military Bottom Line YouTube Channel 

Follow Military Bottom Line on Instagram

5 Unique Ways to Use your GI Bill

In this episode: 

I apologize and explain the unintended break from podcasting.

I provide 5 unique ways to use your GI Bill for those that don't want to use it for the traditional means.

View the YouTube video here 

Subscribe to the Military Bottom Line YouTube Channel

Follow Military Bottom Line on Instagram 

Ep. 73 - Army Ranger to Entrepreneur with Evan Seale

Evan is a graduate of West Point Military Academy and co-founder of VRB Labs. As a skilled high school athlete, he was recruited by West Point to play soccer. Upon graduating from the Academy with a 5 year obligation to the Army, he began his career as an artillery officer and quickly after successfully completed the Ranger pipeline. Evan speaks from his experience about his time in service, discussing differences between Rangers and Special Forces and the career progression of officers. Upon his transition out, Evan traveled, worked for a private equity firm, pursued an MBA and co-founded a business. Check out his story and his business focused on CBD products - VRB Labs. They offer an awesome Veteran discount!

Connect with Evan

Email - [email protected]

Linkedin

Helpful Links

This week’s Most Influential Book

More information on VRB Labs and to purchase their products (check out the Veteran discount!)

Subscribe to the Military Bottom Line YouTube Channel 

Follow Military Bottom Line on Instagram 

Ep. 72 - Veteran Entrepreneurship with Brendan Aronson from Paintru

Brendan Aronson, Co-Founder of Paintru, is a graduate of the United States Naval Academy, a former infantry officer, Wharton MBA graduate and now a veteran entrepreneur.

Throughout this episode, Brendan and I discuss transitioning from the military, networking, entrepreneurship and how to ensure you're on a path that gives you fulfillment.

Listen to Brendan's story and hear how he and his company are working to make an impact on Gold Star families around the country.

Helpful Links

Connect with Brendan

Donate to Paintru’s initiative with Steel Hearts

Get your photos turned into a painted masterpiece 

Subscribe to the Military Bottom Line YouTube Channel 

Follow Military Bottom Line on Instagram 

Ep. 71 - Post 9/11 GI Bill with Jason Burds

In this episode I provide the audio from my top performing YouTube video on the Post 9/11 GI Bill. With over 63,000 views, this video has benefited many people and continues to receive positive feedback.

Helpful Links

View full video on YouTube

Subscribe to the Military Bottom Line YouTube Channel 

Follow Military Bottom Line on Instagram 

Ep. 70 - Educational Goals with Nick Gonzales

After high school Nick found himself on the typical college track as he pursued a career in nursing. However, during his junior year, he decided to forgo the nursing degree and his participation in ROTC. Nick enlisted in the Air Force in 2016 to further his education and to fulfill a lifelong desire. Since then he’s used TA, FAFSA, and some of his GI Bill to complete his Bachelor’s and continue with his Master’s with the goal of commissioning as a licensed clinical social worker. Tune in as we  discuss funding education, Palace Chasing, planning for transition, and using the VA loan to create a house hacking opportunity.

Connect with Nick -

Instagram

Helpful Links

This week’s Most Influential Book 

More information on the Transition Assistance Program (TAP) 

More information on The Palace Chase Program 

Subscribe to the Military Bottom Line YouTube Channel 

Follow Military Bottom Line on Instagram 

Ep. 69 - On Service with Phil Back

Ep. 69 - On Service with Phil Back

Phil is a Graduate of Dartmouth College, a Green Beret and currently enrolled in one of the Nation's top MBA/Law School programs following his transition from active duty. Phil’s interest in the military began when he participated in a West Point Summer Leadership Program during high school. He attended Dartmouth College where he joined the Army ROTC, commissioning in 2010 as an Armor and ultimately pursuing Special Forces. In this episode, Phil and I have an introspective conversation on joining, staying, and transitioning out of the military and trying to boil down what military service really means.

Helpful Links

This week’s Most Influential Book - Courage Under Fire  https://www.amazon.com/Courage-Under-Fire-Epictetuss-Laboratory-ebook/dp/B001OC6GJ2

Subscribe to the Military Bottom Line YouTube Channel https://www.youtube.com/channel/UCP8RiaRp3jOCm6aaRTF2yTQ

Follow Military Bottom Line on Instagram https://www.instagram.com/militarybottomline/

Ep. 68 - USMC Machine Gunner to Navy Pilot with Phillip Exner

Phillip enlisted in the Marines in 2008 following high school. He spent 5 years with the Marines, completing 3 tours, including deployments to Afghanistan, working with Security Forces. While he had transitioned out after his first contract to pursue a career in law enforcement, he found himself back in the military a few years later to pursue a dream of becoming a pilot. Because of his tattoos, he was denied by both the Marines and Air Force; however, the Navy welcomed him and his tattoo sleeve with open arms. After years of training, Phil is now 2.5 years into his 8 year contract as a Navy helicopter pilot. Learn about Phil’s pilot pursuit and the course of training and education involved in the pilot pipeline.

Connect with Phil

Facebook - https://www.facebook.com/search/top?q=phillip%20exner

Helpful Links

This week’s Most Influential Book - On Killing - https://www.amazon.com/dp/B00J90F8W2/ref=dp-kindle-redirect?_encoding=UTF8&btkr=1

More information on STA 21 Program: https://www.netc.navy.mil/Commands/Naval-Service-Training-Command/STA-21/

Subscribe to the Military Bottom Line YouTube Channel https://www.youtube.com/channel/UCP8RiaRp3jOCm6aaRTF2yTQ

Follow Military Bottom Line on Instagram https://www.instagram.com/militarybottomline/

Ep. 67 - Space Available Travel with Zechariah Robinson

Zech enlisted in the Army following high school as an Apache mechanic and avionics technician. Zech believed he would complete 20 years in the military until he read a book that completely changed his mindset and his life. Despite being stationed in Hawaii when his mindset shifted, Zech decided it was time to start preparing for the transition. After several deployments, a close encounter with a kangaroo and thousands of dollars of free vacation travel, Zech finally called it quits. Tune in to this episode to hear Zech’s whole story.

Connect with Zech

Instagram - https://www.instagram.com/realestatenerdzz/

Facebook - https://www.facebook.com/zechariah.robinson.7

Helpful Links

This week’s Most Influential Book - Rich Dad Poor Dad https://amzn.to/3mpj2Sn

More information on Space Available Travel - YouTube Video Coming Soon

Subscribe to the Military Bottom Line YouTube Channel https://www.youtube.com/channel/UCP8RiaRp3jOCm6aaRTF2yTQ

Follow Military Bottom Line on Instagram https://www.instagram.com/militarybottomline/

Ep. 66 - Active Duty Air National Guard with Kirielle Thompson

Kirielle enlisted in the Alaska Air National Guard in 2016 in the Intelligence field. Due to the geographic location of her unit, she has been able to remain on full time, Title 10 orders and quickly gain all the same benefits as if she were active duty in the big Air Force. Over the last 5 years Kirielle has completed her bachelor’s degree, deployed to defend the nation’s capital and is currently working on her private pilot’s license to build her application for becoming a pilot in the Air National Guard.

Connect with Kirielle Thompson

Instagram - https://www.instagram.com/kiri_elle/

Helpful Links

This week’s Most Influential Book - Today Matters - https://amzn.to/3iRbZzs

If you’re interested in applying to Air National Guard Flying Positions, this page will save your life when looking for units to apply to - https://bogidope.com/job-posting/

Subscribe to the Military Bottom Line YouTube Channel https://www.youtube.com/channel/UCP8RiaRp3jOCm6aaRTF2yTQ

Follow Military Bottom Line on Instagram https://www.instagram.com/militarybottomline/

Ep. 65 - Pick Your Own Challenge with Jason Burds

Hey everyone! Sorry for the lack of a guest this week. I want to take the opportunity to share a little bit more of my story and discuss how to make the most out of the military when the military seems to be failing to give you what you want. Tune in to find out how I made the most of my contract when I found out I was in a non-deployable unit. Pick your own challenge and stay uncomfortable.

Helpful Links

My YouTube Video on going to school while on active duty

Subscribe to the Military Bottom Line YouTube Channel 

Follow Military Bottom Line on Instagram 

Ep. 64 - Conditional Release with Tim Odell

Tim joined the Air Force immediately following high school in 2008. After boot camp, he found himself working as a cybercommunications technician. Tim admits to making some major mistakes early on but turned his life around with goals of financial freedom. Using his military benefits (TA, Montgomery GI Bill, Post 911 GI Bill, AF COOL), he obtained his Associate’s, Bachelor’s, and Master’s degrees, security plus certification, EMT certification, and Project Management Professional Certification. He talks about bettering his financial position by investing and using VA benefits to acquire 9 doors of real estate rentals. Learn how Tim went from active duty enlisted Air Force to Medical Service Corps (MSC) Officer with the Air Force Reserves to his current position as an Active Duty MSC Officer in the Army!

Connect with Tim Odell

Email 

Instagram

Helpful Links

This week’s Most Influential Book - The 48 Laws of Power

More Information on Air Force Credentialing Opportunities On Line

Subscribe to the Military Bottom Line YouTube Channel 

Follow Military Bottom Line on Instagram 

Ep. 63 - Green Beret to Medical School with Pete Campbell

After graduating from West Point, Pete commissioned as an infantry officer. Midway through his first deployment to Afghanistan, Pete left to initiate his pursuit of becoming a Green Beret. Following 10 years of service, Pete is now actively pursuing his medical degree. In this episode, Pete shares his experiences including time spent as an infantry platoon leader, special forces selection, and his role as a special forces leader. Pete also shares some great resources to support service members in pursuing higher education including Service 2 School. He also shares how he got into medical school without needing all the traditional science courses or the MCAT!  

Connect with Pete Campbell

Email [email protected]  

Instagram   

Helpful Links 

This week’s Most Influential Book - Mountains Beyond Mountains  

More Information on Service 2 School

Subscribe to the Military Bottom Line YouTube Channel 

Follow Military Bottom Line on Instagram 

Ep. 62 - Individual Mobilization Augmentee (IMA) with Sean McDonnell

After attending the United State Naval Academy, Sean commissioned in the United States Marine Corps as an infantry officer. Sean did a total of 9 years in the military and has recently transitioned out to start his own business. Throughout this episode, we talk about Sean's experiences, motives for joining AND leaving, transition process and much more! We also discuss a very unique transition opportunity that is available to all service members - the IMA!

Connect with Sean McDonnell

Sean’s Instagram 

Quiet Waters Realty Group

Helpful Links

More Information on the IMA **IMA is offered in all branches, contrary to what I said in the episode introduction

Subscribe to the Military Bottom Line YouTube Channel 

Follow Military Bottom Line on Instagram 

Ep. 61 - Buying Your Way Out of the Army with Naaman Taylor

Naaman has been in the Army for 12 years now and up until recently, has expected and planned on finishing out his 20 years of active duty to obtain a military retirement. What ultimately changed the course of Naaman's career was being stationed overseas during a global pandemic! While Naaman begin using his downtime by playing Call of Duty with his friends, he quickly realized the time he was wasting and instead turned to self education. Just one year later, Naaman is CEO of his own company and hoping to be able to earn $1,00,000 in order to get chaptered out of the Army. This is the only option he sees to getting out of the military before his 4 years left in contract are up. Tune in to see what the catalyst was for Naaman and what kind of business he got involved in.

Connect with Naaman Taylor

Instagram 

Helpful Links

Subscribe to the Military Bottom Line YouTube Channel 

Follow Military Bottom Line on Instagram 

Ep. 60 - Limited Duty Officer with Tamario Spivey

Tamario Spivey currently serves active duty in the US Navy aboard submarines. During this episode, Tamario and I discuss his career to this point - to include how he is getting a commission BEFORE graduating with his bachelor's degree. We also talk about balancing side hustles while going back and forth between shore duty and ship duty. Don't miss hearing Tamario's story about the first time he submerged in a submarine!

Connect with Tamario Spivey

Tamario's email : [email protected]

Instagram

Helpful Links

More Information on Navy Limited Duty Officer Here

Subscribe to the Military Bottom Line YouTube Channel https://www.youtube.com/channel/UCP8RiaRp3jOCm6aaRTF2yTQ

Follow Military Bottom Line on Instagram https://www.instagram.com/militarybottomline/

Ep. 59 - Seamless Transition with Daniel Doty

Daniel Doty enlisted in the US Army after dropping out of college to be an infantryman. Dan reenlisted in order to achieve his goal of completing a deployment to Afghanistan, but ultimately decided he did not want to remain in the military for 20 years. After 5 years, Dan left active duty with a seamless transition by taking advantage of the Career Skills Program (CSP) and used his last few months in the military to complete an internship and become a real estate agent. Check out the episode to hear Dan's full story! Learn more about Dan on his Instagram 

Helpful Links

More Information on Career Skills Program Here

Subscribe to the Military Bottom Line YouTube Channel

Follow Military Bottom Line on Instagram 

Ep. 58 - First Generation with Yesenia Fernandez

Yesenia is a first generation American who emigrated from Panama as a child with her parents. After getting involved in Air Force JROTC in high school, Yesenia enlisted in the Air Force. In this episode, Yesenia and I discuss her four years in the military, why she got out and her lengthy transition process. We focus primarily on her transition because like many of us, it took her time, trial and error to find where she was meant to be. Yesenia tried school, jobs and even moved back in with her parents for a short period following her  transition. However, there was one catalyst that led her to find her passion.  

Connect with Yesenia

Facebook 

Instagram

Matt Kilby - Periscope Depth (Ep. 57)

Matt Kilby commissioned in the US Navy by means of attending the United States Naval Academy. After graduating, Matt volunteered to be an officer on submarines.

During this episode, Matt talks about what submarine life is like, some of his experiences and the thought processes that took him down each fork in the road. After completing his active duty obligation, Matt stayed in the reserves on a non obligatory status while he completed his MBA and MS in Mechanical Engineering from the Massachusetts Institute of Technology (MIT).

Listen to the full episode to hear Matt's story, advice and his coolest experience in the Navy!

For more information on Matt, or to ask him any questions reach out to him on Instagram 

Kamil Baldyga - Career Skills Program (Ep. 56)

As a part of the Simultaneous Membership Program (SMP), Kamil participated in his school’s ROTC program in addition to simultaneously joining the Army National Guard. While he started his first semester by taking out student loans, he finished the remainder of his degree for free. Kamil enlisted as infantry and was commissioned as an Air Defense Artillery Officer with 3 years of active duty experience. After spending a year in Korea, he returned to the US at Fort Bragg and began his real estate career. Kamil took advantage of the Army’s Career Skills Program which granted him the opportunity to intern with Five Pillars Realty for the last 6 months of his contract, acquiring his real estate license, and setting himself up for an abundance of success as he transitions out of the Army and into the civilian world.

Connect with Kamil

Ep. 55 - Dual Military Couple with Dan & Corina Wynn

Have you ever wondered what it's like for a married couple to BOTH be in the military? Well, you're about to find out!  Dan and Corina Wynn are both active duty US Army Officers and are about 10 years into their careers. While they met in college, they have both been very successful in their military careers, raising a family, and running outside businesses in their free time. Find out how they 'will' their careers where they want, balance deployments with kids and are getting the most out of their military contracts.  

Find out more about Dan and Corina: 

https://www.instagram.com/danwynnrei/ 

https://www.instagram.com/militarycashflow/

Subscribe to the Military Bottom Line YouTube Channel

Ep. 54 - Part-time Special Forces Full-time Real Estate with Mark Horton

Mark enlisted in the National Guard in 2014 as an engineer after losing his football scholarship. It didn't take long for Mark's performance to be recognized and the awards to start stacking up. Because of Mark's performance, many of his leaders encouraged him to try out for Special Forces. Mark has now been in SF for over 14 months and continues to perform at a high level in his military career. While taking advantage of every military opportunity, Mark still finds time to work as a real estate agent, investor and business owner.

Connect with Mark https://www.instagram.com/markhorton__ii/

Ep. 53 - Barriers to Entry with Brendan Slossar & Jeff Fellmy

In this weeks episode I sit down with two active duty US Marine Corps Recruiters, Sgt Slossar and Sgt Fellmy, to hear their stories and also discuss common barriers young men and women run into when trying to join. Their unique stories can be used to give anyone a better look inside the Marine Corps. In addition, we discuss the recruiting process and common barriers to entry that may limit young men and women's opportunities in the military. This will be beneficial to anyone who is looking for the next step in joining the military or just learning more.

Ep. 52 - Motor T with Larry Haywood

This week, I sat down with my friend Larry Haywood to hear about his military career. Larry grew up in the bay area of Northern CA. Determined to not let adversity hold him back, he always pushed himself. Despite never giving the military a thought, sheer happens stance brought him face to face with a recruiter.  Larry talks about his time as a Motor T Marine and how he was forced to change jobs in order to reenlist in the Marine Corps. This is how Larry and I met. Tune in to here his full story. 

 Follow Larry 

Subscribe to Military Bottom Line on YouTube

Ep. 51 - Stepping Stones with Courtney Boyer

Courtney is the spouse of an Army Medical Doctor and has been living the military life for 10 years! Courtney and her family are currently stationed in Europe. Courtney is an entrepreneur who’s developed her own career despite the fact that her husband’s active duty career dictates their location.  In today’s episode, Courtney shares the reasoning behind their joint decision for her husband’s military career and the ups and downs that come with active duty life and raising a family abroad. Courtney also shares insight into her expertise as a relationship and mental health counselor.  

Connect with Courtney! 

IG 

Courtney's Free Guide! 

Ep. 50 - Drill Life with John Lynch

The Air National Guard has its own education benefits apart from active duty. While these education benefits may vary state by state, John Lynch joined the New Hampshire Air guard for their tuition waiver.   John is currently pursuing two separate bachelor's degrees from two different state schools and is getting it done completely tuition free. In this episode, John and I discuss his motives for joining, what a drill weekend is like and his journey on tiktok shining light on military benefits and discounts.  

Follow John on TikTok https://www.tiktok.com/@itsjonlynch?lang=en&is_copy_url=1&is_from_webapp=v1

Subscribe to the Military Bottom Line YouTube Channel

Ep. 49 - The Elite Investor with Michael Glaspie

Mike Glaspie is a Real Estate Broker in Charlotte, NC. He served ten years in the US Army, with a majority spent in Special Forces as a Green Beret.    Mike is the best selling author of The Elite Investor: A Military Approach to Real Estate Problem Solving, has his bachelor’s degree in business management, his master’s in business administration and currently has a $10M real estate portfolio in multiple states. He has cofounded an investment centric real estate team, a hotel syndication company, and a social media education platform, Military Cashflow—all started while serving full time in the military. Now, Mike continues to practice real estate with a focus on educating others on how to build the lifestyle they deserve through creative investing.     In this episode, we discuss Mike's motivation for joining the military and his experiences as a Green Beret. We also talk about challenges he faced during his transition and how planning ahead gave him a jump start on his successful civilian endeavors.   Learn more about Mike Five Pillars Realty Instagram Military Cashflow

Ep. 48 - Unbound Now with Tyler Goble

After sending letters to every D1 school in the country and making every effort to play college football, Tyler Goble found himself attending the Naval Academy to play ball. At the time, Tyler was more concerned with playing football than he was with being part of the military. With original intentions to be a surface warfare officer in the Navy, Tyler continued to be redirected through his experiences. While Tyler never expected to become a Marine or make the military a career, Tyler is now 10 years into his career as an infantry officer.  Tyler talks about time in the academy, lessons learned and how he and his wife are using their real estate business and side hustle to fund a non-profit organization they are passionate about - Unbound Now. Unbound Now is part of a global effort to fight human trafficking.  

For more information on Unbound Now  

Connect with Tyler on LinkedIn 

Ep. 47 - ROTC to CEO with Shelby Osborne

Shelby commissioned in the US Army via the Army ROTC program in 2012. After thoroughly enjoying her first contract, she decided to stay in a little longer. During the last two years of her six years of service, she realized the Army was not what she wanted for the next 15 years of her life. Without much of a plan, she left the Army to pursue financial freedom. Just three years later, she has become a massive success in real estate. She now owns 74 units and is CEO of her own real estate company. Find out the lessons she learned in the Army that contributed to her success and stay tuned to hear of a potential opportunity for transitioning service members.  

Learn more about Five Pillars Realty Group  

Follow Shelby on Instagram 

Ep. 46 - The Money Man with Chris Christeson

In this week's episode I meet with Chris Christeson. Chris is currently a Captain in the U.S. Marines.  Chris enlisted out of high school after witnessing 9/11 take place. Ultimately, Chris joined as an open contract and ended up as a disperser where he was responsible for large sums of cash on deployments and financial management for his unit.  After reenlisting and taking advantage of Tuition Assistance, Chris applied for the MECEP (Marine Enlisted Commissioning Education Program) and made the switch over to be an artillery officer.  Find out how the life of enlisted of officer compare and what Chris is doing to prepare for the transition despite still having 3 years left until retirement.

Ep. 45 - Perspective with Matt Jimenenez

In this week's episode, I had the pleasure of sitting down with Matt Jimenenez aka matts_alright. Matt was an infantryman in the Marines from 2008 to 2012. Throughout the conversation we talk about Matt's upbringing, how he found himself in the Marines and his deployments around the world. Despite spending 4+ years in the Marines, I never experienced the things Matt did, so I always appreciate learning from and gaining from the perspective of guys like Matt who experienced all the things I at one point thought I wanted. I hope you can learn from and appreciate his perspective as much as I did.  For more on Matt and and his efforts to shine light on mental health, find him anywhere @matt_alright

Ep. 44 - Confronting my D.I. with Korey Bromery

In Episode 44 of the Military Bottom Line Podcast, I sit down with one of my Drill Instructors from 10 years ago when I was a recruit in Delta Company.   Korey excelled early on in his career. After joining the Marine Corps in 2006 with an open contract, he ultimately ended up as a mortar man. With multiple combat deployments and a few meritorious promotions, Korey sought out the Drill Instructor route.  Due to some unfortunate events on the drill field, Korey found himself facing a court martial. He went from living on the highs of a great career to quickly facing extreme lows.  Find out how and why his career was cut short and where he went to find redemption.

Ep. 43 - Reserve Force Recon with Asa Dalphone

On this week's episode I meet with Asa Dalphone. Asa and I were at bootcamp together 10 years ago at Parris Island SC.  Asa initially had a reserve recon contract but DOR'd (Dropped on Request) when he realized he wasn't ready for the pipeline. Just a few years later after working in supply, we was given the opportunity again.  Now Asa has been a Force Recon Reservists for 5 years and is fired up on what he does! I have never met someone who loves what they do as much as Asa does.

Ep. 42 - My Story Part 2

If you're interested in hearing the first part of my story, check out episode 31.

Here is the second part of my story, if you're interested. If not, come back next week and I'll have a guest for you.  In this episode I talk a little bit about my bootcamp experience and how I was able to get a meritorious promotion when I graduated.

Ep. 41 - Airborne Human Resources with Neville Williams

In this week's episode I met with Neville Williams. Neville is a Captain in the US Army and obtained his commission via the Army Reserve Officer Training Corps (ROTC) route.  Throughout the episode, Neville and I discuss how he was able to consistently get the jobs and duty stations he wanted throughout his eight years, how the Army has helped distance himself from typical millennial stereotypes in regards to finances and personal growth, plus we talk about his experiences with jumping out of airplanes and how he plans to leverage his benefits after he transitions out.  Neville is a great example of someone who used the military to lay a strong financial foundation at and early age and is preparing himself to strategically use the VA benefits available to him to pursue his nexts goals in life. Don't miss learning from this Captain and his experiences!

Ep. 40 - Military F.I.R.E. with Roman Clark

In this week's episode, Roman and I speak across the pond as he's currently stationed in Belgium. Roman has been in the Navy for 12 years and has been stationed in various parts of Europe the entire time! In addition to his unique stations, jobs and experiences, Roman and I talk a lot about how he and his family are using the military to pursue FIRE - Financial Independence Retire Early. Hear how Roman began his financial journey by defaulting on credit cards and making all the same rookie mistakes as the rest of us, yet has turned around to build an ever growing net worth that will enable him and his family total freedom after he retires from the military.

Follow Roman on his journey to learn more! 

@Wildfrugalfree

Ep. 39 - Yoga Traveler (Spouse's Perspective) with Abby Turner

Check out Abby's program here: www.yogatraveler.net/deploymentyoga and use YOUTIME to get $5 OFF  

On this week's episode I discuss life as a military spouse with Abby Turner. After 7 years of active duty military life with her husband serving in the Air Force, she has gone through multiple moves and a deployment!  In addition to taking care of the 3 kids while her husband was gone for months, she has also been working on developing a community of spouses that can grow together with yoga and the benefit associated with it.  If you're a military spouse, interested in the perspective, or dealing with a loved on being gone on deployment, this episode is for you!

Ep. 38 - Sea Stories with Morgan Butkus

Morgan was in the navy for 4 years and sailed all around the world. He originally joined the Navy to get away from his hometown after watching his friends struggle and pass away due to drug use. He was determined to find a different path and not allow his life to end up the same.  Throughout this episode, Morgan reminisces about his time in the Navy, telling stories of ship life and the experiences he lived through. While he acknowledges not every day was great, they did culminate to be the "good ol days".  Morgan also discusses how he has benefited from his time in and continues to use the GI Bill to complete his degree.

Ep. 37 - National Guard Special Forces with Jamie Grant

After 22 years and 6 months, Jamie Grant finished out his career in the Alabama Army National Guard.   

Jamie is a Purple Heart Veteran that joined in order to complete Physician Assistant school. However, life had different plans. Jamie ended up spending his career in Special Forces Signals Intelligence, with multiple deployments to the middle east and Africa.  

We discuss everything from his motives for joining, deployments and close calls and the difficulty that goes along with hanging up your identity in a closet after a long career.  

It was such a pleasure talking with Jamie. I learned a lot from his story and perspectives and I know you will too.

Ep. 36 - Saved Rounds with @saved.rounds

This episode is like no other I've done before, but I really hope to have more of these. 

This week I sat down with @saved.rounds and had a great conversation. We talk about his experience in the military, how and why he turned down a commission in the Marine Corps after college and how he ended up in the Peace Corps instead, only to enlist later in life.  

This episode is full of great advice and wisdom from someone who walks through life carefully, intentionally and really reflecting on his position and the world around him.   

I got so much out of this, and I really hope you do too.

Ep. 35 - Business & Military Service with Jacob Graul

In this episode we hear Jacob Graul's story. Jacob begins his story with talking about how his life was headed in the wrong direction. Specifically, Jacob discusses a time showing up to high school under the influence. As he found himself in the principal's office, someone said something that really stuck with him - what this person said changed the course of Jacob's life.  

After Jacob received his GED he was set to find a way that would turn him down a better course. Jacob has now been in the Army National Guard for over 9 years now. He talks about how it has changed his perspective and life and all the good that has come from it.  Jacob has been successful in his military career but also very successful in his real estate business. Jacob has a zeal for life that we can all benefit from. I know I did.  

Hope you enjoy!

Ep. 34 - Health Professions Scholarship Program (HPSP) with Dr. Matt Long

If you're looking into becoming a medical professional, but are unsure of how to pay for the programs, this episode is for you!  

During Matt's first year of medical school, he realized that $80k of debt per year was going to set him back far further than he was willing to put up with. When he realized that most other students had alternative ways of paying for medical school, Matt began doing his homework on scholarships.  

Matt found the Health Professions Scholarship Program (HPSP) through the U.S. Navy. This program enabled him to complete the remaining three years completely for free, and in addition was even getting paid every month to go to school!  

Matt talks about his experience with the program, what he wish he knew beforehand and all the benefits and costs that weren't obvious to him when he originally signed up.

Ep. 33. Debt Free J.D. with Walter Ramos

Walter was on an exchange semester in New Hampshire from his home of Puerto Rico when he realized how much he loved New Hampshire!  

When he was faced with the cost of attending UNH as a non-resident of New Hampshire, he began doing research to find the best way to pay for college and continue his education there.  Walter stumbled upon the Air National Guard and found it to be an awesome opportunity and one that he could get his schooling completely paid for. 

Walter graduated his undergrad debt free and fought to make the tuition waiver work for his law degree. Despite taking out loans for his first year of law school, Walter was able to get the school to accept the Air National Guard tuition waiver for the rest of the program.  

Walter just passed the BAR and is officially a lawyer. He nearly completed  all of his schooling for free! His hard work and persistence will help many people for years to come when pursuing their higher education using the tuition waiver in New Hampshire.

Any opinions shared on this channel are that of my own and do not represent the opinions of the DoD or any US military branch.

Ep. 32 - Transitions with Jordan Delizo

FOLLOW JORDAN

With a troubled past, Jordan knew it was time to get out of his current situation. As life would have it, a unique and dangerous incident put the Marine Corps on the front of his mind. 

Jordan signed an artillery contract but found himself in a special offshoot within that MOS field and considers himself blessed for the opportunities he was afforded. After lots of training, a deployment and 4 years in the Marine Corps, Jordan took advantage of the skilbridge program and began preparing for his transition as early as possible. 

After a difficult transition out of the military, he found the unique opportunity to keep his foot in the door with the reserves as he further pursues his education. 

Jordan has a great attitude and a lot of experiences to learn from. I hope you enjoy the show!

Ep. 31 - Why I joined

Hey everyone!  

Thanks for tuning into another episode! So grateful for everyone listening and providing feedback!  

I apologize, but this week I do not have a guest. Because of a cancellation and not being ahead, I was not able to get a new guest lined up in time.   Because of this, I figured I would give a little back story on myself and why I joined the Marine Corps in the first place.  

I'll do little stories about my experience every time I don't get a guest lined up. This will ensure you learn a little more about me, but also never miss an episode!  

Hope you enjoy!

Ep. 30 - Getting Noticed with Stephen Bearor

In this week's episode I sit down with Stephen Bearor of Good Initiative Bad Judgement. Stephen decided shortly into college that it wasn't for him. He decided to drop out and join the Army instead! Sixteen years later, he's done a tremendous amount and continues to enjoy his career.  

As an infantryman, Stephen has been to all the cool Army courses that we see on the commercials - everything from Ranger school to sniper school, Stephen has done it. With multiple deployments under his belt, he speaks from experience.  

We discuss everything from his career to how he believes others can be successful during their career and beyond. Stephen emphasizes the importance of taking initiative at work and outside of work to ensure success in your career and after the transition.  

We discuss opportunities to include Tuition Assistance, COOL (Credentialing Opportunities Online) and many others.  

Hope you enjoy!

Ep. 29 - Active Duty House Hack with Brian Koons

In this week's episode I meet with Brian Koons! Brian was successful in saving up $50,000 during his first military contract despite never getting paid BAH or making any deployment money.   

He didn't know what he was saving his money for, but knew it would come in handy when an opportunity presented itself. Sure enough, during his second enlistment, he was able to buy a $1.2 million dollar property in San Diego where he is not only able to live for free, but makes money to live there every month - further enabling him to save massive amounts of money at the young age of 24.  

Brian is a great example of how to use the military to build a strong financial foundation that will serve him well for the rest of his life.  

Brian also talks about his experience as a Marine Corps Drill Instructor and what new recruits are enduring because of the pandemic.  

I hope his experience and lessons in this episode provide as much value to you as it did for me.  

Follow Brian on Instagram

Ep. 28 - Military as a Side Hustle with Leo McCarthy

Thanks for tuning into another episode of the podcast!  

This week I sit down with Leo McCarthy, who completed his nursing education using the Army ROTC program. He now is an Army Reservist working as a nurse out of Utah on a part-time basis, while he travels around the country for his civilian job as a travel nurse.  

No matter where he is working as a travel nurse, the Army currently pays for him to commute to required drill weekends and trainings in Utah. This give Leo a massive amount of flexibility. Leo has found a way to benefit from the military but likes to call it his "side hustle" due to the amount of time expected of him every month. 

It's crazy to hear the unique ways people are serving and making the most of their time in the military! I hope this is as inspiring to you as it was to me.  

***Any opinions shared in this podcast are that of my own or the guest and do not represent the opinions of the DoD or any US military branch.***

Ep. 27 - Dream Job with Sam Eckholm

If you've heard of me, you've probably heard of Sam Eckholm! 

Sam is an Air Force Academy graduate and currently a Public Affairs Officer with the F-22 Raptor Demo Team. He captures unbelievable action shots of these incredible jets while traveling all around the world. 

We discuss everything from his time in the academy and why he passed on the pilot opportunity, to his love for his job and content creation. He shares a lot of wisdom and insight for those considering joining the military and provides a leg up to those who want to make the most out of their time in the service.

Follow Sam on IG

Follow me on IG

Ep. 26 - Finding Optimism

On this week's episode, I meet with Lamont Hicks (SSgt, USMC). With 12 years of service in the Marine Corps, he tells his story of how he thought he was going to be recruited for college basketball and ultimately joined the Marine Corps Instead.  

Through deployments, billets, and every day life in the Marines, Lamont is always working to find and maintain his optimism. Sharing his smiles and upbeat attitude with everyone he works with, communicates with and recruits.  

Disclaimer: Any opinions shared on this podcast are that of my own and do not represent the opinions of the DoD or any US military branch.  

Ep. 25 - Writing as an Outlet

To download Honey go to www.joinhoney.com/besthoneyad  

On this week's episode I meet with @warboyactual. After completing his undergrad at LSU, Rod joined the Marines as a machine gunner. After four years of training and a combat deployment, Rod decided to hang up his uniform.

Throughout the episode, Rod and I discuss everything from how he ended up joining, to the culture of the Marine Corps Infantry and his own thoughts on it and how it has affected him. Rod also shares how he has turned to writing poems as a way of recording his thoughts and reaching others in his community.

I really enjoyed meeting with Rod and learned a ton throughout our conversation. I hope you find as much value as I did!

Follow Rod (@warboyactual): https://www.instagram.com/warboyactual/ 

Follow Military Bottom Line on Instagram : https://www.instagram.com/militarybottomline/

Ep. 24 - Reaching for the Stars

Thanks for tuning in to another episode of the podcast!

This week I meet with Matt Kinsman! Matt joined right after high school with his eyes set on the Marine Security Guard program. Despite falling for a common trap as a junior enlisted Marine, Matt was able to come back from his mistake and achieve his dream of doing the MSG program. Matt talks about his time on MSG and how he has set new goals of using the military to find his way into space!

Matt has an inspiring story that I think many will benefit from hearing. He is truly getting the most out of his military career and isn't even close to being finished!

I hope you enjoy the show!

Ep. 23 - Building Wealth Through the Military

In this week's episode I sit down with David Pere of From Military to Millionaire. David started his career the same way many young, new enlisted men and women do, with poor financial decisions and failing to consider the future. 

After reading a book that changed his life, David began his entrepreneurial efforts and has become an advocate and mentor more many military members who desire to build wealth through real estate investing and personal finance development. 

David shares a ton of information on opportunities the military has to offer to begin building wealth from day one of your contract.  

I hope you enjoy the show!  

Find more about David on his website : https://www.frommilitarytomillionaire.com/  

Or by following him on Instagram : https://www.instagram.com/frommilitarytomillionaire/

 Follow Military Bottom Line on Instagram : https://www.instagram.com/militarybottomline/

Ep. 22 - Military to Ivy League

In this episode I meet with Ben Landon. Ben spent six years in the Marine Corps beginning as a helicopter mechanic before he volunteered for the Marine Security Guard Program. Ben spent 2 years abroad and a year in the MSG quick reaction force before he decided to get out and pursue an education in Israel.  

Ben successfully used his GI Bill benefits at a foreign school and will still have some left over for achieving his goal of getting an MBA from an Ivy League school.   

We discuss everything from being present for massive historical events like the US embassy moving to Jerusalem to opportunities including the Yellow Ribbon Program and the Service 2 School Program.  

For more information on Yellow Ribbon Program: https://www.va.gov/education/about-gi-bill-benefits/post-9-11/yellow-ribbon-program/   

For more information on Service 2 School: https://service2school.org/  

Follow me on Instagram: https://www.instagram.com/militarybottomline/

Ep. 21 - Getting Out of Dodge

After moving out of his parents at just 17 years old, Robbie realized he wouldn't be able to make ends meet. Without having the intention of joining the military before that moment, Robbie decided to take the leap in order to get away from his hometown and current situation. Twelve years later, Robbie has never looked back. He is living the life and continuously growing in his career. With just eight years left till retirement, Robbie shares his wisdom for those beginning their career now. He's travelled the world, learned new skills and met everyone he now considers family.

Give the episode a listen and learn from Robbie's experience.

Ep. 20 - Studying Abroad on Military Education Benefits

Have you ever wondered if you could use military education benefits to study abroad? 

Lauren talks about how she was able to study abroad for free, graduate debt free, and make money from her part time military career all while she was  getting the  'college experience'. This enabled her to build an unbeatable resume at a young age and put herself years ahead of her peers. Her story is unique, yet anyone can take the same steps to create the same promising future. I hope you enjoy her story and learn ways you can leverage your contract.

Ep. 19 - Recruiting the Next Generation

If you're considering joining the military or are in line to become a military recruiter, this episode is for you!   

Lucas just got off a 3 year recruiting tour in Philadelphia and speaks on the hardships of the job and the importance of being true to yourself and the next generation you're enlisting.  

He covers everything from the hours worked to the reality of kids changing their mind and even quitting in bootcamp.   

I hope you enjoy the show!  

Follow @MilitaryBottomLine on IG for more https://www.instagram.com/militarybottomline

Ep. 18 - Race Relations in the Marine Corps

In this week's episode my friend Shani Moore and I talk about our time in together. We discuss intense topics as I try to understand the dynamics of racism in the Marine Corps and his experiences with it. We discuss everything from losing friends by suicide to Shani's tips for success.  I hope you enjoy the show.

Ep. 17 - Reputation Redemption

This week on the show I have Mike Grooms! Mike enlisted in the Marine Corps at the ripe age of 17 years old and left for bootcamp quickly after high school graduation. Mike tells his story of getting in legal trouble on two separate occasions and what it took to come back from that. Mike offers encouragement to those who are in their own tough spots with their career and the law and speaks from experience as to how everyone can come back from their mistakes.

Despite being turned away and denied for his mistakes on many occasions, Mike's grit enabled him to continue service and direct his career where it worked for him. I hope you enjoy the show!

Ep. 16 - The Marine Corps' Youngest Female Officer

Captain Talia Bastien has always pushed herself. While most people graduate college at the age of 22, Talia did it at 19 and became one of the youngest female officers in the Marine Corps at age 20!

In this episode we discusses the hurdles of being such a young officer and compare them with the additional trials that she faced as a woman in the military. Talia discusses the huge culture shock that took place for her as she graduate a life of homeschooling and took the plunge into the Marines. We also discuss her thoughts on why people might be doing the military "the wrong way" and her tips for success. I hope you enjoy the show!

Ep. 15 - Military Pilot Without a Degree

Thanks for tuning in! Are you interested in changing branches to better direct your military career? Better yet, are you interested in being a pilot bt don't want to go to school for four years before being eligible? If so, this episode is for you! Josh Zeek spent 5 years in the Marine Corps as a V22 crew chief. He just recently transitioned into the Army to pursue flying. He did this all without a break in service and without a college degree. 

I hope you guys enjoy this as much as I did!

Ep. 14 - Financial Strategies

Check out this episode with Adam Brown! Adam was in the Marines for five years in the intelligence field. He was fortunate enough to be sent to language school and deploy twice in his first and only enlistment. Adam has since moved on and become an accountant. Hear how Adam strategized his transition, made the most out of his GI Bill benefits and was able to graduate from a private school in Southern California debt free. 

Adam also provides insight on what younger people still in the military should be doing with their finances and investing in preparation for transitioning out.

Ep. 13 - Cocaine Daisy Chain

In this weeks episode I meet with John Thompson. John has been in the US Coast Guard for nine years and continues to love his job and excel in his work. We discuss differences between the Coast Guard and other branches, how to succeed in the Coast Guard and what it's like to be at a school during COVID-19. John also shares stories of some career highlights. Don't miss the opportunity to learn from his experience.

Ep. 12 - Recruiter Error

Find out what happened to Ali Thompson when she left college to join the Air Force, only to end up in the middle of a massive recruiter error! Despite what had been agreed upon, a 6 year contract was sent to the Air Force for her enlistment and not a 4 year contract as they had discussed. Listen to hear how the Air Force handled and the options they gave her to continue her career. Listen to the end and you'll see how she ultimately was able to use military benefits to get 3 different college diplomas despite the rocky start!

Ep. 11 - Stop Loss

Thanks for joining!

In today's episode I speak with my good friend Matt Sorensen. Matt joined the Army as a machine gunner as a result of 9/11 and ultimately spent over 2 years in Iraq during his enlistment. Matt talks about his experience with Stop Loss and what that means. We also discuss the strategy he used to get a Bachelor's and Master's degree out of his Post 9/11 GI Bill.

Matt has experienced a lot and holds a unique perspective to share from, including how he would do things differently if he were to do it all over again.

Ep. 10 - Free College via Navy ROTC (Reserve Officer Training Corps)

Are you struggling to find a way to pay for college? This episode is for you! 

In this episode, I speak with Gus Yohner, a USC alumni who used the Navy ROTC (Reserve Officer Training Corps) program to pay for his undergraduate degree. Gus was raised in a blue-collar household, but that didn't stop him from pursuing his dream and accomplishing his goal of going to a four-year college. Find out how Gus learned of these opportunities, pursued options, and ultimately got over $100,000 of education paid for by the US Navy.

Gus shares his strategies and provides tips for accomplishing any goal we may have in life. He speaks from experience and has a lot of wisdom we can all benefit from!

Ep. 9 - Do Military Recruiters Lie?

Have you ever wondered if military recruiters lie in order to get people to join the military? On today's episode, GySgt Ricard Marko (USMC) sets the record straight. He speaks from years of experience as a career recruiter and has impacted over 300 individual's decisions to join the Marines. We discuss recruiting tactics, stereotypes and more. In addition to Rich's wisdom on how to interact with recruiters, he also talks about the keys to success and the barriers that can hold you back from joining, or succeeding while you're in. If you want more info from Rich, give him a follow at https://www.instagram.com/rich.marko.mc/ Military Bottom Line IG: https://www.instagram.com/militarybottomline/ Jason Burds IG: https://www.instagram.com/jasonburds/

Ep. 8 - Ultra Marathons, Investing & Finding the Upside

In this episode, I talk with my good friend, Sam Brandt (Sgt. USMC), aka Sammy B! Sam is one of the most optimistic dudes I know! He runs ultra marathons and is always ready to find the positives in every situation. He has a ton of good information to share from his time in the Marine Corps, including finding himself in Afghanistan within his first year of his enlistment. 

If you are new to the military or considering joining, Sam has a lot of insight to share on attitude and the impact it has on your time in the military. Don't miss out on his wisdom, make sure you listen all the way through!

Ep. 7 - Quality of Life as C-130 Crew Master

In this episode, I talk with Sgt. Dan Gaughan. He spent 5 years as an enlisted Marine, working as a C-130 Crew Master out of San Diego, CA. He tells stories of training and deployments while giving insight on what it's like to transition off active duty. He shares his regrets as well as his successes helps shine light on opportunities he believes everyone should take advantage of.

Ep. 6 - Marine Corps Enlisted Commissioning Education Program (MECEP)

In this episode, I talk with Lt. Kelly Patterson (USMC) and learn about her experiences and the success that has come from her volunteering throughout her career. She has never shied away from an opportunity and has only benefited from her eagerness to raise her hand. From enlisting out of high school to recently graduating from Ohio State via the Marine Corps Enlisted Commissioning Education Program (MECEP) and everything in between; Kelly speaks from experience.

Ep. 5 - Changing Jobs Due to Combat Injury

On today's episode we have the fortune of hearing from Rafael Cervantes. A Purple Heart recipient who was able to stay in the Marine Corps despite his injuries. We discuss everything from what he hoped to get out of the military and his deployments, to his love for the Marines and how he believes younger Marines and military members should be preparing for what's next in life.

Find more about Rafael on Instagram @ridefasterman

Ep. 4 - Getting an Education as a Marine Embassy Security Guard Abroad

Hear me and my friend, Ethan, talk about his experience in the Marine Corps and what it was like to work on the Marine Security Guard (MSG) program living abroad. In this episode we dive deep into education benefits and the differences between TA (Tuition Assistance) and the GI Bill, further explaining how to make the most of it while still in service.  Ethan has a lot of cool stories and tons of wisdom on how to leverage the opportunities the military has to offer. I learned a lot from talking to him and I hope you do too.

Ep. 3 - The Brig

In today's episode, I talk to my old roommate from the Marine Corps. Cody spent a number of years in and experienced a different type of contract that did include some time in the brig. Despite some difficulties early in his career, he was able to rebuild his reputation in order to receive an honorable discharge and keep all his benefits.

Ep. 2 - USMC - Josh Hammons

On this week's episode I have my good friend Josh Hammons. He just got out of the Marine Corps after 8 years and worked with munitions and ordinance on multiple aircraft frames. He was able to travel all around the world during his career on different naval ships and was able to save up a ton of money using his strategy, despite being knocked down to zero during his first contract.

I hope you guys learn as much as I did from hearing about his experiences.